Bank Charges Comparison
Compare processing fees, prepayment charges and other bank charges.
Rates and charges change frequently. Always confirm with the lender. Want offers for your profile? Ask our expert.
Frequently asked questions
As per RBI directions, banks and NBFCs cannot levy foreclosure or prepayment charges on floating-rate term loans to individual borrowers for non-business purposes.
Key facts from official sources
NEFT has been available 24×7 on all days of the year since 16 December 2019. — Source: Reserve Bank of India
RTGS is available 24×7 and has a minimum transfer amount of ₹2 lakh. — Source: Reserve Bank of India
Customers of banks and NBFCs can file free complaints under the RBI Integrated Ombudsman Scheme at cms.rbi.org.in. — Source: Reserve Bank of India
Written by BankHelpline Editorial Team · Reviewed by Sheetal Pawar, Director · Last updated . Content is researched from official sources such as the Reserve Bank of India (RBI), credit bureaus and lender websites, and reviewed periodically. Rates and charges change often – always confirm the latest terms with the lender.