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Bank Working Hours

Typical bank branch timings and working days in India.

What are bank working hours in India?

Most bank branches open around 9:30–10 am and close to customers around 3:30–4 pm on working days. Timings vary by bank, branch and state, and some branches have extended or evening hours.

Which days are banks closed?

  • All Sundays
  • The 2nd and 4th Saturdays of every month
  • National holidays and state holidays notified under the Negotiable Instruments Act

Which services work outside banking hours?

  • NEFT, RTGS, IMPS and UPI work 24×7
  • Net banking and mobile banking
  • ATMs and cash deposit machines

See the bank holiday calendar to plan your branch visit.

Frequently asked questions

Most branches work roughly from 10 am to 4 pm on working days, but timings vary by bank, branch and state. Check your branch's timings on the bank's website.

Key facts from official sources

  • NEFT has been available 24×7 on all days of the year since 16 December 2019. — Source: Reserve Bank of India

  • RTGS is available 24×7 and has a minimum transfer amount of ₹2 lakh. — Source: Reserve Bank of India

  • Customers of banks and NBFCs can file free complaints under the RBI Integrated Ombudsman Scheme at cms.rbi.org.in. — Source: Reserve Bank of India

Written by BankHelpline Editorial Team · Reviewed by Sheetal Pawar, Director · Last updated . Content is researched from official sources such as the Reserve Bank of India (RBI), credit bureaus and lender websites, and reviewed periodically. Rates and charges change often – always confirm the latest terms with the lender.

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